A gift certificate also referred to as the gift card or a gift voucher. It refers to that piece of paper that is equal to a certain amount of money. The gift certificate template is therefore given to an individual by a bank to be used in payment of goods that are worth the amount of money that is equal to the gift card. The gift card can also be used in payment of school fees. Upon issuance of the gift card by the bank or retailer, one is given a PIN code which is only known to the user. The pin code is always a prot6ection from theft or use by other people without the owner’s consent. The pin code also expires upon expiry of the gift certificate and can be renewed once the card is renewed.